Fare dog insurance it seems an unusual practice, however not everyone knows that in some cases it is even mandatorywhile in others it can be very useful even if done voluntarily.
The reason is simple: it serves to cover i costs for any damage caused to our pet or by him. All in all, it shouldn’t be underestimated.
Compulsory dog insurance based on breed or not?
oncompulsory dog insurance there has been much discussion in terms of law. In the past it was established that it was legally mandatory do it to certain breeds (17 to be exact) considered “dangerous”.
After various protests from owners who did not accept discrimination based on breeds, arguing that there are no dangerous or non-dangerous ones, because the dog’s education depends on its owner, in 2009 the law changed declaring the previous rule illegitimate.
Today it is mandatory to insure only those dogs that have already shown violent attitudes in the past, no matter what breed they belong to. Only the competent ASL veterinarian who treated the case can decide whether insurance is necessary or not, who must certify that it is compulsory and who therefore imposes the obligation on the owner or keeper.
How to get dog insurance?
To get dog insurance, you need to contact insurance agencies that offer this service. There are now many who devote themselves to this branch after the initial departure of Unipol Sai. It is sufficient to contact any of them by presenting the documentation issued by the ASL and take out the policy.
In reality there is also an insurance for dogs from Poste Italiane, which allows you to insure your pet with an ad hoc policy. The same thing goes for many online sites designed to protect themselves from any problems caused by our dog or on him.
What does dog insurance cover?
With dog insurance there are many options available to cover various problems relating to our four-legged friend.
Based on your preferences you can choose for all damage caused by an attack violence suffered or done, medical expenses in the event of illness, important or routine operations, vaccinations and everything related to accidents and unforeseen events.
The advice is precisely that, at this point, to also think on the basis of one’s financial possibilities, to extend the coverage also to the dog’s health branch so as to be reimbursed in the event of expensive interventions or treatments. Moreover, if the dog is purebred, there are special clauses which cover specific interventions for problems relating to the specific pathologies of the breed itself.
The cost of dog insurance
The price for dog insurance varies according to the coverage chosen. It varies from 30 to 40 euros up to 100 euros if exceptional veterinary expenses are also included. The beauty, however, is that with minimal amounts you can get to cover damages and costs up to a maximum of 200 thousand euros.
Considerable numbers, especially for those who love breeds trained to guard, for those who want to train competition dogs or for those who have to face excessive medical costs.
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Article reviewed by:
Francesco Reina
Veterinary assistant